GENERAL TERMS AND CONDITIONS OF USE
Last Updated: July 30, 2026

Website: https://international-balanced-bahamas.com

Entity / Operator: International Balanced Portfolio (“we,” “our,” or the “Company”)

1. ACCEPTANCE OF TERMS
By accessing, browsing, or using this website (international-balanced-bahamas.com), any subdomains, or related services, you (“the User” or “Client”) agree to be legally bound by these General Terms and Conditions of Use. If you do not agree with any part of these terms, you must immediately refrain from using this website.

2. DESCRIPTION OF SERVICES AND GENERAL INFORMATION
International Balanced Portfolio provides information, analysis, and wealth management services focused on capital preservation and Balanced Smart Funds.

Informational Nature: All content on this website (including texts, graphics, tools, and descriptions of plans such as the Stability Plan, Harmony Plan, and Legacy Plan) is provided solely for informational and educational purposes.

No Financial or Legal Advice: Nothing on this website constitutes a formal offer, solicitation, or personalized recommendation to buy or sell financial instruments, nor does it constitute legal or tax advice. Users are advised to consult with an independent financial advisor before making any investment decisions.

3. ELIGIBILITY AND RESTRICTIONS
Access to this website and the services described is restricted to individuals of legal age who possess the legal capacity to enter into binding contracts.

Territorial Restrictions: The information provided is not intended for distribution to, or use by, any person or entity in jurisdictions where such distribution would be contrary to local laws or regulations.

4. INTELLECTUAL PROPERTY
All content on this website—including logos, images, text, icons, design, and conceptual algorithms—is the exclusive property of International Balanced Portfolio or its licensors and is protected by copyright and intellectual property laws. Any reproduction or commercial exploitation without express written permission is strictly prohibited.

5. LIMITATION OF LIABILITY
Performance and Risk: Past performance does not guarantee future results. All investments involve risks, including market fluctuations and potential loss of value.

Availability: The website is provided on an “as is” basis, and we do not guarantee uninterrupted or error-free technical operation.

Disclaimer of Damages: The Company shall not be liable for any direct or indirect damages resulting from the use of information or services provided on this site.

6. GOVERNING LAW AND JURISDICTION
These Terms and Conditions shall be governed by and construed in accordance with the laws of the Commonwealth of The Bahamas. Any dispute relating to the website shall be submitted to the exclusive jurisdiction of the competent courts of The Bahamas.

7. CONTACT INFORMATION
If you have any questions or inquiries regarding these Terms, you can reach out through our official website:

Website: https://international-balanced-bahamas.com